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Banking in the mari...

Businesses that sell cannabis and other marijuana-based edibles cannot deposit money in banks. Federal law classifies marijuana as a schedule 1 narcotic. This means that if a financial institution accepts a client who deals with marijuana, legally...

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Banking in the marijuana industry

Posted by on Jan 11, 2016 in Uncategorized | Comments Off on Banking in the marijuana industry

Businesses that sell cannabis and other marijuana-based edibles cannot deposit money in banks. Federal law classifies marijuana as a schedule 1 narcotic. This means that if a financial institution accepts a client who deals with marijuana, legally or otherwise, it will be prosecuted for money laundering.

The bill

Towards the end of 2015, there was a provision that would make it possible for financial institutions to accept clients who dealt with marijuana. The financial services spending bill was aimed at preventing the federal government from spending money on penalties to financial institutions that accepted clients that dealt with legal marijuana. Federal agencies would therefore not prosecute such financial institutions.

The bill would ensure more security in the cannabis industry. The businesses are currently cash-only which is likely to increase crime and robbery. For example, a good dispensary in Denver, Colorado, might sell an ounce of weed for around 220$. There are some 800+ dispensaries in Colorado and with 800,000,000 $+ annual sales, it is a concern where to stash those millions of dollars. If passed, the bill would make it possible for customers to pay using debit and credit cards. This would also reduce the opportunity to make legal marijuana businesses for money laundering. The government would benefit as the people in the cannabis business would no longer pay their taxes in cash, making the process easier, safer and more reliable.

The bill was proposed by Senator Jeff Merkley. His state, Oregon has already legalized medical and recreational marijuana. The bill would literally make financial institutions immune to prosecution under federal law. Unfortunately, the bill has yet to be passed.


Some states like Oregon are expanding and modifying property to make it possible to receive taxes from businesses that deal with marijuana. They have brought security teams, processing center staff and facilities staff on board in a bid to come up with the best way to receive the large amounts of tax revenue from cannabis. Sales tax was set for implementation in January 2016.

More odds

Despite the fact that there could ultimately be a way for financial institutions to accept clients in the cannabis industry, the institutions themselves do not seem to cast their doubts away. If a bank accepts a client in the cannabis business, the financial institution is responsible for whether the marijuana business remains compliant with both state and federal regulations. This extra cost and responsibility make financial institutions hesitant to take up clients in the cannabis industry, let alone think of the possibility of a bill that may protect them against strict federal law.

The clients are also as hesitant as their service providers. The process of getting a bank account is not only expensive, but also extremely complicated. Many opt to stay with the cash system.

Pot bank

“Cash, cash, everywhere! And not a drop to bank!”

Symbol of possibility

The bill may not be passed any time soon. Bills that tend to favor the legalization of cannabis may literally take years to be passed. The bill is proof that it is possible to have financial institutions accepting clients in the marijuana industry without fear of any prosecution. The bill is not enough to cast away doubt in the stakeholder’s minds. Worse still, it could be an avenue for enterprising attorneys to make a kill.

23 states as well as the District of Columbia have legalized cannabis. All this money while in liquid form or cash, poses problems for the business people, their clients and even the government, especially with regard to robbery.


The liquid money approach in the cannabis industry calls for change. Senator Merkley’s bill stands as a symbol of possibility. Change is indeed inevitable.

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Five States on the road to legal marijuana

Posted by on Jan 7, 2016 in Uncategorized | Comments Off on Five States on the road to legal marijuana

Legal marijuana remains a mysterious and even impossible concept in the minds of some Americans. This is because cannabis has been known to be a dangerous drug which results in ill health, criminal behavior and death. Recent usage, especially medical marijuana has proved to have a myriad benefits, resulting in a change in attitude towards the herb.

More states are on the road to legal marijuana. The process involves either state legislation or voting by a state’s citizens. Every election cycle is a step closer towards the legalization of cannabis. Many cities have passed ordinances which have decriminalized cannabis in small amounts and made it a low priority for law enforcement.

Keep it in mind that the federal government has not yet reclassified the herb, removing it from the Schedule 1 status. There are states that have set ballot initiatives for 2016, which are aimed at legalizing cannabis. If they follow the trend already set by states like Colorado, Washington, Alaska, and Oregon, hashish could be legal in two years time.

weed shop

One of many to come

Let us look at 5 states that are on the cusp of legalizing hemp:

  1. Massachusetts

We have seen this state move to uncharted territory several times. Massachusetts was the first state to make same-sex marriage legal. They also called for significant reforms in the health care under the leadership of Mitt Romney. Cannabis legalization attorneys are getting ready for the process of making marijuana legal. The state is also preparing to vote for (or against, which is very unlikely) the legalization of cannabis in 2016. The referendum is already filed. Advocates hope to see the legalization of the herb in 2016.

    1. California

California has the highest population in the U.S. It is also the most demographically diverse state in the U.S. It represents one of the largest economies. If marijuana becomes legalized, its impact will definitely be felt across the country. There already is a robust cannabis market in the state of California. The state goes to the ballot in 2016.

California ballot on weed

Vote this year

  1. Hawaii

Residents of Hawaii are known for growing marijuana. It is part of their culture. The state tends to have independent ideals with regard to self-reliance and governance. In 2015, legislators received a bill aimed at legalization. It was not passed. Considering the fact that the island receives a substantial number of tourists every year, they may reconsider this move especially after seeing the kind of revenues being generated by states like Washington and Colorado.

  1. Maine

Enough signatures were collected with an aim to give some momentum to the government. If Maine passes legalization legislation, it will blaze the trail for more New England states. Some groups in Vermont are working towards getting initiatives on state ballots. There is a lot of crime in the state, which is where law enforcement should focus on, rather than on petty crimes like possession of cannabis.

  1. Nevada

The state of Nevada could reap maximum benefits from tourists who may be interested in trying out legal marijuana. If a 15% wholesale tax is instituted, the revenue could be used to fund K-12 education. Signatures began to be gathered in 2015, in preparation for a ballot initiative in 2016.

All in All

2016 seems to be a revolutionary year in terms of making cannabis legal. Many states want to follow the path already set by Oregon, Washington, Alaska and Colorado.

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Marijuana in Canada

Posted by on Nov 26, 2015 in Uncategorized | Comments Off on Marijuana in Canada

Marijuana in Canada is generally accepted and tolerated; it is still a crime to possess, and grow marijuana. Canadian officials do not believe that marijuana poses a serious threat to society, so they have tolerated the use of marijuana among private citizens. This is different from many other industrialized nations.

Liberals for marijuana

Help make it happen



Marijuana has become an agricultural staple in Canada, most notoriously British Columbia. British Columbia is the Mecca of marijuana and the marijuana-related industry.

The laws concerning marijuana in Canada are much more relaxed than they are in Canada’s southern neighbor The United States, the penalties for possession, distribution, and supplying are not as harsh, and the private consumption of marijuana is tolerated in Canada.

Marijuana in Canada has also created its subculture with cannabis clubs, and even a political party. A popular magazine called cannabis culture was founded and headquartered in Vancouver; it was started by one of Canada’s most vocal and famous pot smokers Marc Emery who is otherwise known as the “Prince of Pot.”

Marijuana smoking in Canada is not only tolerated by law enforcement, but is also tolerated among citizens who do not partake in the substance. People are free to smoke in public without any hassle from the police to a certain degree, there is even a holiday of sorts called Cannabis Day where people meet in an open field with live music, people are free to smoke and distribute marijuana. Law enforcement is generally there to do what they are supposed to do; keep the peace. The festival is usually a peaceful event where people enjoy marijuana and music without the fear of prosecution.

The reason that Canada is much more tolerant towards marijuana is because Canadian officials do not see any harm done by the use of marijuana. In contrast, they see it as a benefit medically for those who are ill. In 2001 Canada allowed the medical use of marijuana and has given licenses to people who wish to grow for the government to distribute to those in need.

percent of Canadian cannabis consumers

Canada’s high percentage of marijuana users

Canada is one of those industrialized countries which is seen as a peaceful nation in the international community. Their laws and the way they do things may not always be in agreement with other countries, but the fact remains that when it comes to marijuana, Canada is one of the world leaders in marijuana legislation. They understand that marijuana should not be seen as “the devil weed” and marijuana should be studied and utilized to its fullest extent, whether it is simply as a recreational drug or a treatment for something more serious.

Marijuana in Canada has become the biggest cash crop, bigger than wheat, corn, even cattle. This is because with it still considered illegal, it drives the prices up, and people are willing to pay top dollar for a plant that can simultaneously relax someone but get them into trouble with the law. Marijuana use has encompassed human history, with it being used as a cure for almost every ailment that was known since the time it was first ingested. Canada has learned from marijuana’s historical use and has taken the necessary steps to make sure that this controversial plant is available to all.

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Problems in cannabis cultivation with solutions

Posted by on Nov 23, 2015 in Uncategorized | Comments Off on Problems in cannabis cultivation with solutions




Just like any other agricultural business, growing cannabis comes with various issues and therefore the grower has to be prepared to face them and have the means to overcome the challenges. How you react and cope with the challenges is the key determinant of what you harvest.

Attitudes and the economic impact of cannabis cultivation vary in different states. For instance, in Australia and United States, there is a continuing interest to reform cannabis control laws to reduce the high enforcement costs. Despite making its consumption illegal, cannabis remains one of the most used drugs especoally in the United States of America. The high demand for cannabis in many countries means if it is legalized, it can be a major source of revenue and an economic boost.

In countries where it has been legalized, for example Netherlands, Cannabis plays a big role in economic development. For instance, there is the elimination of the high costs of dealing with enforcing the lawthe creation of employment for many people both the traders and those who invest in its cultivation and. last but not least, the government can raise more revenue from taxation of the cannabis businesses.

Cultivation challenges and how to overcome them.

  1. Temperature and Humidity- High temperatures make the plant require more water than normal. As the plant struggles to absorb water, it acquires more nutrients from the soil which leads to nutrient imbalance. Humidity or the amount of water vapor in the air is also important in cannabis cultivation. The young plant requires optimal humidity in this area. While high humidity will lead to faster growth, low humidity prevents molding during the flowering stage hence need for balance between the two.

To overcome this challenge, grow your plants in constant dry conditions and ensure an adequate water supply as they are likely to adjust to the environment. If there is a direct source of light, control it to ensure balanced distribution. During the flowering stage, try and keep the humidity between 40-45% to prevent mold and increase resin production.

marijuana problems

Spiders, mold, and mites

  1. Soil Problems.

Check on the the soil that is good for your plant. Clay soils cause poor drainage which make your plants drown from over watering while sandy soils often drain too fast meaning your plants are likely not to get enough water and nutrients.

To overcome this problem, check on the soil quality near you before starting the cultivation. Also, try adding and mixing different soil types to balance the environment.

  1. Watering.

Most cannabis growers also experience the problem of either under or over-watering their plants. The plants’ watering needs change during the different stages of their development. Depending on the environment, keep the plants well watered, don’t let your plants go for too long without water as they will wilt and become unhealthy. Too much watering also may lead to the plants not getting enough air and drowning.

marijuana mold

Be carerful not to over-water.

This problem is easy to overcome. Ensure the plants get enough water by ensuring the soil is moist without being wet or saturated by checking the substrate or the soil the plant is growing in.

Useful References.

  1. www.growweedeasy.com
  2. www.ilovegrowingmarijuana.com
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Posted by on Aug 22, 2015 in Benefits Of Cannbise, Marijuana Legalization, Medical Marijuana Help | Comments Off on 6 FACTS ABOUT MARIJUANA LEGALIZATION

Supporters of marijuana legalization have been working for years to try and implement a policy on distribution and usage of marijuana for medicinal and recreational purposes. Some states allow the use of marijuana for medicinal purpose, some for recreational, but in most states it’s still against the law to distribute or use marijuana. Here are some facts to remember concerning legalization of marijuana.

  1. Marijuana is legal in some form in close to half the states in the U.S.

There are five states that allow recreational marijuana, including Washington, D.C. A total of nineteen states allow the use of marijuana for medicinal purposes, and fourteen of them had already decriminalized it. In most countries the lower age limit is 21, in other states marijuana is legally sold and therefore taxed and regulated. In countries where marijuana has been decriminalized penalties are as not as severe as before for drug possession, prison time has been almost eliminated and replaced mostly with fines.

  1. A majority of country supports legalization.

In the course of past 20 years the number of supporters for legalization of marijuana has increased and continues to grow. Surveys from the 90s had shown that only 16% of the surveyed supported legalization, while today the number of supporters is over 50%.

  1. Legalization could lead to billions of dollars in tax revenue.


Taxing and regulation of marijuana would allow states to raise taxes on the industry and generate revenues for the budgets. If it were legalized federally, the marijuana industry might even be bigger than NFL and if it were all taxed the benefits would be numerous.

  1. States with legalization are doing just fine.

Ever since Colorado allowed marijuana, there have been no catastrophes or losses in productivity, but Colorado is instead earning millions of dollars in tax revenue. There have been some bad news as well, with two fatalities and some emergency room visits by unaware consumers. Also shortages of marijuana for retail, but all in all there is no evidence that the legalization had any bad consequences for the states.

  1. The link between legalization and more of marijuana use is inconclusive.

Considering Colorado and Washington, it’s still too soon to make any definite conclusions about the increase of marijuana consumption. The fact is that, if it existed as a commercial 133259-132933product, there is no real way of anticipating what the effects would be. The tobacco and alcohol industry have both previously proved that the demand for a popular drug shouldn’t be overestimated, and it could yield more profits.

  1. Regulating marijuana makes society safer.

The correlation between public safety and drug regulation has already been proven as a positive principle, because both the consumers and suppliers are protected by law and regulations. The consumers are protected by regulating the drug, which has to be approved by the FDA, making sure that they are getting a product which is undiluted with potentially harmful additives. Overcoming the black market would make marijuana less accessible to minors and it would allow an open communication about responsible use.

These are just a few facts, but the truth remains that there is still more research to be done before any definite conclusions can be made as to how people would react to legalization across the state, but in the long run it would certainly be beneficial.

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